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Waldport city, OR

ZIP 97394 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97394

Median Home Value
$354,400
Median Rent
$1,014
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,277/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97394 in Waldport city, OR, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,277. That is about 70% above the local median household income ($57,708), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.2%+23% vs US avg
x
Vacancy Rate
31.0%+201% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$354,400
Home Value
$1,014
Rent
1990
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.8%
  • 1-unit attached1.6%
  • 2-9 units4.7%
  • 10+ units1.6%
  • Mobile home & other18.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$354,400
Median rent$1,014
Owner-occupied80.2%
Vacant31.0%
Price-to-income6.1x
Est. income to buy$98,000