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Oakridge city, OR

ZIP 97463 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97463

Median Home Value
$241,000
Median Rent
$676
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,548/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97463 in Oakridge city, OR, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,548. That is about 79% above the local median household income ($36,885), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
62.8%-4% vs US avg
x
Vacancy Rate
12.3%+19% vs US avg
x
Broadband Access
86.6%-0% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
20.7%+62% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
47.0%-5% vs US avg
x
Mortgage-Free
30.2%-21% vs US avg
x
$241,000
Home Value
$676
Rent
1959
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached3.7%
  • 2-9 units6.4%
  • 10+ units0.0%
  • Mobile home & other27.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$241,000
Median rent$676
Owner-occupied62.8%
Vacant12.3%
Price-to-income6.5x
Est. income to buy$66,000