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Roseburg city, OR

ZIP 97470 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97470

Median Home Value
$246,500
Median Rent
$885
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,583/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97470 in Roseburg city, OR, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,583. That is about 26% above the local median household income ($53,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.0%-11% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
11.1%-13% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
48.6%+27% vs US avg
x
$246,500
Home Value
$885
Rent
1971
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.7%
  • 1-unit attached4.2%
  • 2-9 units15.5%
  • 10+ units5.9%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,500
Median rent$885
Owner-occupied58.0%
Vacant5.8%
Price-to-income4.6x
Est. income to buy$68,000