ZIP Code 97476 — undefined, OR Demographics & Data

ZIP code 97476 covers OR in Curry County with a population of about 261.

At a glance, the area shows median age of 62.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the MEDFORD - KLAMATH FALLS media market.

OR fits a retirement-oriented profile (high share of residents 65+ (38.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 97476 is about $21,036 — about 72% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.7%; unemployment rate near 0.0%; 23.7% of adults with a bachelor’s degree or higher (about 10.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Public administration; about 72.7% of workers reporting work-from-home (about 57.5 points above the U.S. share (15.2%)); a mean commute of about 24.0 minutes (U.S. average near 26.8).

Median home value is about $267,600 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97476 in OR, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,719. That is about 252% above the local median household income ($21,036), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OR as Relatively Moderate (composite score 86.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (93.4) and flood (62.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OR show little to no average snow and around 70.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 97476 (OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.