ZIP Code 97523 — Takilma CDP, OR Demographics & Data

ZIP code 97523 covers Takilma, OR in Josephine County with a population of about 7,162.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Median household income in ZIP 97523 is about $45,960 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.8%; unemployment rate near 15.5%; 18.2% of adults with a bachelor’s degree or higher (about 15.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Healthcare; about 15.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $301,000 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $920 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 80.9% (about 15.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97523 in Takilma, OR, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,934. That is about 81% above the local median household income ($45,960), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Takilma CDP, OR as Relatively Moderate (composite score 90.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.2) and flood (90.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Takilma CDP, OR show little to no average snow and around 61.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 364 for ZIP 97523 (Takilma CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.