ZIP Code 97761 — Warm Springs CDP, OR Demographics & Data

ZIP code 97761 covers Warm Springs, OR in Wasco County with a population of about 3,080.

At a glance, the area shows median age of 31.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the PORTLAND, OR media market.

Median household income in ZIP 97761 is about $58,906 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.8%; unemployment rate near 13.2%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Arts and entertainment, and Retail trade; about 5.1% of workers reporting work-from-home (about 10.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $151,200 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $414 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 54.4% (about 11.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97761 in Warm Springs, OR, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $971. That sits below the local median household income ($58,906), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Warm Springs CDP, OR as Relatively Low (composite score 67.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (98.1) and flood (59.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Warm Springs CDP, OR show little to no average snow and around 10.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 156 for ZIP 97761 (Warm Springs CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.