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Halfway city, OR

ZIP 97834 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97834

Median Home Value
$249,500
Median Rent
$448
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,603/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

46.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97834 in Halfway city, OR, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,603. That is about 76% above the local median household income ($39,115), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.2%-3% vs US avg
x
Vacancy Rate
24.3%+136% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
10.3%-19% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
33.3%-33% vs US avg
x
Mortgage-Free
63.0%+65% vs US avg
x
$249,500
Home Value
$448
Rent
1963
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.6%
  • 1-unit attached0.7%
  • 2-9 units8.5%
  • 10+ units0.0%
  • Mobile home & other20.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$249,500
Median rent$448
Owner-occupied63.2%
Vacant24.3%
Price-to-income6.4x
Est. income to buy$69,000