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Lostine city, OR

ZIP 97857 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97857

Median Home Value
$536,000
Median Rent
$809
Affordability Snapshot
$148,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,443/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

55.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97857 in Lostine city, OR, a household would need roughly $148,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,443. That is about 137% above the local median household income ($62,321), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.6%-49% vs US avg
x
Mortgage-Free
60.5%+58% vs US avg
x
$536,000
Home Value
$809
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.8%
  • 1-unit attached8.4%
  • 2-9 units2.1%
  • 10+ units0.0%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$536,000
Median rent$809
Owner-occupied82.7%
Vacant13.3%
Price-to-income8.6x
Est. income to buy$148,000