ZIP Code 97885 — Wallowa city, OR Demographics & Data

ZIP code 97885 covers Wallowa, OR in Wallowa County with a population of about 1,222.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the SPOKANE media market.

Median household income in ZIP 97885 is about $77,708 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 0.0%; 22.4% of adults with a bachelor’s degree or higher (about 11.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Other services, and Public administration; about 28.4% of workers reporting work-from-home (about 13.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $359,000 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $625 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 84.0% (about 18.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97885 in Wallowa, OR, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,306. That is about 27% above the local median household income ($77,708), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wallowa city, OR as Very Low (composite score 34.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (92.7) and flood (48.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wallowa city, OR show little to no average snow and around 18.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 62 for ZIP 97885 (Wallowa city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.