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Mirrormont CDP, WA

ZIP 98027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98027

Median Home Value
$976,400
Median Rent
$2,267
Affordability Snapshot
$269,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,272/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98027 in Mirrormont CDP, WA, a household would need roughly $269,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,272. That is about 79% above the local median household income ($150,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
7.2%-52% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
18.9%-62% vs US avg
x
Mortgage-Free
28.1%-26% vs US avg
x
$976,400
Home Value
$2,267
Rent
1987
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.9%
  • 1-unit attached6.7%
  • 2-9 units11.0%
  • 10+ units23.1%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$976,400
Median rent$2,267
Owner-occupied69.6%
Vacant5.0%
Price-to-income6.5x
Est. income to buy$269,000