US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 98034
  5. Housing & Real Estate
Kirkland city, WA

ZIP 98034 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98034

Median Home Value
$875,200
Median Rent
$2,176
Affordability Snapshot
$241,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,622/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

33.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98034 in Kirkland city, WA, a household would need roughly $241,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,622. That is about 87% above the local median household income ($128,974), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.6%-7% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
27.7%-28% vs US avg
x
$875,200
Home Value
$2,176
Rent
1980
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.8%
  • 1-unit attached4.5%
  • 2-9 units15.0%
  • 10+ units24.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$875,200
Median rent$2,176
Owner-occupied60.6%
Vacant5.4%
Price-to-income6.8x
Est. income to buy$241,000