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Sammamish city, WA

ZIP 98075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98075

Median Home Value
$1,457,900
Median Rent
$3,014
Affordability Snapshot
$401,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,365/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98075 in Sammamish city, WA, a household would need roughly $401,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,365. That is about 60% above the local median household income ($250,001), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.6%+35% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
99.5%+14% vs US avg
x
4+ Bedrooms
19.7%+33% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
23.1%-40% vs US avg
x
$1,457,900
Home Value
$3,014
Rent
1999
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.0%
  • 1-unit attached1.1%
  • 2-9 units5.0%
  • 10+ units3.3%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,457,900
Median rent$3,014
Owner-occupied88.6%
Vacant3.1%
Price-to-income5.8x
Est. income to buy$401,000