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Auburn city, WA

ZIP 98092 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98092

Median Home Value
$594,800
Median Rent
$1,753
Affordability Snapshot
$164,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,821/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98092 in Auburn city, WA, a household would need roughly $164,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,821. That is about 41% above the local median household income ($116,614), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.4%+14% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$594,800
Home Value
$1,753
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.9%
  • 1-unit attached5.4%
  • 2-9 units9.8%
  • 10+ units13.3%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$594,800
Median rent$1,753
Owner-occupied74.4%
Vacant3.1%
Price-to-income5.1x
Est. income to buy$164,000