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Seattle city, WA

ZIP 98125 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98125

Median Home Value
$844,500
Median Rent
$1,701
Affordability Snapshot
$232,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,425/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98125 in Seattle city, WA, a household would need roughly $232,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,425. That is about 140% above the local median household income ($96,725), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.7%-30% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$844,500
Home Value
$1,701
Rent
1973
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.4%
  • 1-unit attached2.6%
  • 2-9 units6.5%
  • 10+ units43.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$844,500
Median rent$1,701
Owner-occupied45.7%
Vacant6.3%
Price-to-income8.7x
Est. income to buy$232,000