US5.com
  1. Home
  2. States
  3. ZIP 98139
  4. Housing & Real Estate
,

ZIP 98139 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98139

Median Home Value
$1,417,400
Median Rent
$2,932
Affordability Snapshot
$390,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,105/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98139, a household would need roughly $390,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,105. That is about 77% above the local median household income ($220,244), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (29% built before 1939)

Owner Occupied
88.1%+35% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
9.3%-37% vs US avg
x
Built Pre-1939
29.4%+130% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
35.6%-7% vs US avg
x
$1,417,400
Home Value
$2,932
Rent
1948
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached98.1%
  • 1-unit attached1.2%
  • 2-9 units0.0%
  • 10+ units0.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,417,400
Median rent$2,932
Owner-occupied88.1%
Vacant7.2%
Price-to-income6.4x
Est. income to buy$390,000