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ZIP Code 98228 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
7,072
Density
N/A
Median income
$96,426
+28% vs US avg
Home value
$643,300
+85% vs US avg
Median rent
$1,310
+13% vs US avg
Timezone
N/A

Overview of ZIP Code 98228

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What to know about ZIP 98228

ZIP code 98228 covers ZIP 98228 with a population of about 7,072.

At a glance, the area shows median age of 44.5 versus a U.S. median of about 38.9.

It sits in the SEATTLE - TACOMA media market.

Income and economy in ZIP 98228

Median household income in ZIP 98228 is about $96,426 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.4%; unemployment rate near 1.6%; 50.2% of adults with a bachelor’s degree or higher (about 16.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 22.4% of workers reporting work-from-home (about 7.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 98228

Median home value is about $643,300 — about 85% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,310 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98228, a household would need roughly $177,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,132. That is about 84% above the local median household income ($96,426), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.