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Hamilton town, WA

ZIP 98255 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98255

Median Home Value
$206,000
Median Rent
N/A
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,323/mo PITI).

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 98255 in Hamilton town, WA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,323. That is about 59% above the local median household income ($35,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.8%+28% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
11.1%-25% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
31.3%-37% vs US avg
x
Mortgage-Free
73.5%+92% vs US avg
x
$206,000
Home Value
N/A
Rent
1960
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.6%
  • 1-unit attached11.1%
  • 2-9 units2.0%
  • 10+ units0.0%
  • Mobile home & other30.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,000
Median rent$-666,666,666
Owner-occupied83.8%
Vacant0.0%
Price-to-income5.7x
Est. income to buy$57,000