US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 98284
  5. Housing & Real Estate
Sedro-Woolley city, WA

ZIP 98284 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98284

Median Home Value
$427,900
Median Rent
$1,264
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,749/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98284 in Sedro-Woolley city, WA, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,749. That is about 44% above the local median household income ($82,097), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$427,900
Home Value
$1,264
Rent
1988
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.9%
  • 1-unit attached3.0%
  • 2-9 units7.5%
  • 10+ units3.7%
  • Mobile home & other12.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$427,900
Median rent$1,264
Owner-occupied71.3%
Vacant5.7%
Price-to-income5.2x
Est. income to buy$118,000