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Suquamish CDP, WA

ZIP 98370 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98370

Median Home Value
$587,000
Median Rent
$1,687
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,771/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98370 in Suquamish CDP, WA, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,771. That is about 48% above the local median household income ($109,416), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
95.3%+9% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
23.6%-53% vs US avg
x
Mortgage-Free
31.1%-19% vs US avg
x
$587,000
Home Value
$1,687
Rent
1990
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached2.0%
  • 2-9 units6.9%
  • 10+ units6.2%
  • Mobile home & other7.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$587,000
Median rent$1,687
Owner-occupied76.6%
Vacant5.3%
Price-to-income5.4x
Est. income to buy$162,000