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South Hill CDP, WA

ZIP 98374 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98374

Median Home Value
$491,200
Median Rent
$1,780
Affordability Snapshot
$135,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,155/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98374 in South Hill CDP, WA, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,155. That is about 24% above the local median household income ($108,854), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
3.4%-50% vs US avg
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$491,200
Home Value
$1,780
Rent
1994
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.5%
  • 1-unit attached5.2%
  • 2-9 units7.1%
  • 10+ units9.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$491,200
Median rent$1,780
Owner-occupied72.8%
Vacant4.2%
Price-to-income4.5x
Est. income to buy$135,000