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Suquamish CDP, WA

ZIP 98392 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98392

Median Home Value
$433,400
Median Rent
$1,212
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,784/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98392 in Suquamish CDP, WA, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,784. That is about 42% above the local median household income ($83,802), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
3.3%-77% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$433,400
Home Value
$1,212
Rent
1986
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.6%
  • 1-unit attached0.7%
  • 2-9 units3.3%
  • 10+ units0.0%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$433,400
Median rent$1,212
Owner-occupied76.2%
Vacant6.8%
Price-to-income5.2x
Est. income to buy$119,000