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ZIP Code 98395 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

At a glance

Population
4,831
Density
N/A
Median income
$108,000
+44% vs US avg
Home value
$464,000
+33% vs US avg
Median rent
$1,368
+18% vs US avg
Timezone
N/A

Overview of ZIP Code 98395

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What to know about ZIP 98395

ZIP code 98395 covers ZIP 98395 with a population of about 4,831.

At a glance, the area shows median age of 44.4 versus a U.S. median of about 38.9.

It sits in the SEATTLE - TACOMA media market.

Income and economy in ZIP 98395

Median household income in ZIP 98395 is about $108,000 — about 44% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 3.8%; 30.8% of adults with a bachelor’s degree or higher (about 2.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 98395

Median home value is about $464,000 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,368 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 85.2% (about 19.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98395, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,981. That is about 19% above the local median household income ($108,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.