US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 98528
  5. Housing & Real Estate
Belfair CDP, WA

ZIP 98528 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98528

Median Home Value
$367,400
Median Rent
$934
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,360/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98528 in Belfair CDP, WA, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,360. That is about 18% above the local median household income ($85,571), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
19.2%+86% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$367,400
Home Value
$934
Rent
1990
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached0.6%
  • 2-9 units4.9%
  • 10+ units1.0%
  • Mobile home & other15.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$367,400
Median rent$934
Owner-occupied81.3%
Vacant19.2%
Price-to-income4.3x
Est. income to buy$101,000