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Malone CDP, WA

ZIP 98541 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98541

Median Home Value
$338,000
Median Rent
$743
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,171/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98541 in Malone CDP, WA, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,171. That is about 44% above the local median household income ($64,659), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
17.3%+67% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
46.6%+22% vs US avg
x
$338,000
Home Value
$743
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.3%
  • 1-unit attached1.2%
  • 2-9 units5.5%
  • 10+ units1.5%
  • Mobile home & other30.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$338,000
Median rent$743
Owner-occupied77.0%
Vacant17.3%
Price-to-income5.2x
Est. income to buy$93,000