US5.com
  1. Home
  2. States
  3. Washington
  4. ZIP 98577
  5. Housing & Real Estate
Raymond city, WA

ZIP 98577 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98577

Median Home Value
$231,000
Median Rent
$855
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,484/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98577 in Raymond city, WA, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,484. That is roughly in line with the local median household income ($70,061). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
10.6%-17% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
14.5%-71% vs US avg
x
Mortgage-Free
56.0%+47% vs US avg
x
$231,000
Home Value
$855
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached0.6%
  • 2-9 units3.2%
  • 10+ units2.6%
  • Mobile home & other13.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$231,000
Median rent$855
Owner-occupied84.6%
Vacant7.1%
Price-to-income3.3x
Est. income to buy$64,000