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Union CDP, WA

ZIP 98592 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98592

Median Home Value
$520,900
Median Rent
$3,501
Affordability Snapshot
$143,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,346/mo PITI).

38%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98592 in Union CDP, WA, a household would need roughly $143,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,346. That is about 29% above the local median household income ($111,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (23% built before 1939)

Owner Occupied
81.4%+24% vs US avg
x
Vacancy Rate
21.6%+110% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
23.3%+82% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
37.8%-1% vs US avg
x
$520,900
Home Value
$3,501
Rent
1986
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other11.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$520,900
Median rent$3,501
Owner-occupied81.4%
Vacant21.6%
Price-to-income4.7x
Est. income to buy$143,000