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Vancouver city, WA

ZIP 98663 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98663

Median Home Value
$430,900
Median Rent
$1,361
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,768/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98663 in Vancouver city, WA, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,768. That is about 41% above the local median household income ($84,590), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.3%-9% vs US avg
x
Vacancy Rate
4.6%-56% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
12.8%-0% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$430,900
Home Value
$1,361
Rent
1968
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached5.2%
  • 2-9 units11.9%
  • 10+ units9.5%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,900
Median rent$1,361
Owner-occupied59.3%
Vacant4.6%
Price-to-income5.1x
Est. income to buy$119,000