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ZIP 98666 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98666

Median Home Value
$299,400
Median Rent
$1,659
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,923/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98666, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,923. That is about 45% above the local median household income ($56,719), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
17.1%-74% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
1.7%-86% vs US avg
x
Built Post-2014
11.2%+62% vs US avg
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
50.6%+33% vs US avg
x
$299,400
Home Value
$1,659
Rent
2003
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.4%
  • 1-unit attached0.2%
  • 2-9 units6.1%
  • 10+ units93.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,400
Median rent$1,659
Owner-occupied17.1%
Vacant2.9%
Price-to-income5.3x
Est. income to buy$82,000