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Amboy CDP, WA

ZIP 98675 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98675

Median Home Value
$522,500
Median Rent
$1,511
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,356/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98675 in Amboy CDP, WA, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,356. That is about 38% above the local median household income ($104,333), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
7.9%-46% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
7.9%-84% vs US avg
x
Mortgage-Free
25.4%-34% vs US avg
x
$522,500
Home Value
$1,511
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached0.5%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$522,500
Median rent$1,511
Owner-occupied88.2%
Vacant7.2%
Price-to-income5.0x
Est. income to buy$144,000