ZIP Code 98682 — Vancouver city, WA Demographics & Data

ZIP code 98682 covers Vancouver, WA in Clark County with a population of about 67,297.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 360, 564; U.S. House district WA-3; the PORTLAND, OR media market.

Median household income in ZIP 98682 is about $95,863 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 5.3%; 25.6% of adults with a bachelor’s degree or higher (about 8.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $442,100 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,613 (about 39% above the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98682 in Vancouver, WA, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,840. That is about 27% above the local median household income ($95,863), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vancouver city, WA as Relatively Moderate (composite score 92.2), which is among the highest nationally. The strongest component scores on US5 are flood (92.6) and wildfire (69.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vancouver city, WA show little to no average snow and around 52.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,615 for ZIP 98682 (Vancouver city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.