ZIP Code 98844 — Oroville city, WA Demographics & Data

ZIP code 98844 covers Oroville, WA in Okanogan County with a population of about 4,814.

At a glance, the area shows median age of 50.9 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-4; the SPOKANE media market.

Median household income in ZIP 98844 is about $42,541 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.6%; unemployment rate near 4.9%; 16.1% of adults with a bachelor’s degree or higher (about 17.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Professional services; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $251,100 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $572 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 77.0% (about 11.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98844 in Oroville, WA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,613. That is about 62% above the local median household income ($42,541), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oroville city, WA as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.3) and flood (89.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oroville city, WA show little to no average snow and around 17.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 259 for ZIP 98844 (Oroville city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.