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Winthrop town, WA

ZIP 98862 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98862

Median Home Value
$694,800
Median Rent
$775
Affordability Snapshot
$191,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,463/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

74.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98862 in Winthrop town, WA, a household would need roughly $191,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,463. That is about 220% above the local median household income ($59,597), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
37.7%+266% vs US avg
x
Broadband Access
96.4%+11% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
24.1%-51% vs US avg
x
Mortgage-Free
47.9%+25% vs US avg
x
$694,800
Home Value
$775
Rent
1994
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.1%
  • 1-unit attached7.4%
  • 2-9 units1.9%
  • 10+ units0.0%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$694,800
Median rent$775
Owner-occupied75.2%
Vacant37.7%
Price-to-income11.7x
Est. income to buy$191,000