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Cowiche CDP, WA

ZIP 98923 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98923

Median Home Value
$228,300
Median Rent
$738
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,467/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98923 in Cowiche CDP, WA, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,467. That is about 39% above the local median household income ($45,409), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.1%-25% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
17.4%+36% vs US avg
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
61.4%+61% vs US avg
x
$228,300
Home Value
$738
Rent
1969
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,300
Median rent$738
Owner-occupied49.1%
Vacant4.8%
Price-to-income5.0x
Est. income to buy$63,000