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Cliffdell CDP, WA

ZIP 98937 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98937

Median Home Value
$343,300
Median Rent
$759
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,205/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98937 in Cliffdell CDP, WA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,205. That is about 48% above the local median household income ($63,646), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.7%+11% vs US avg
x
Vacancy Rate
25.4%+146% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
15.4%+20% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
41.9%+10% vs US avg
x
$343,300
Home Value
$759
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached3.3%
  • 2-9 units2.1%
  • 10+ units0.0%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$343,300
Median rent$759
Owner-occupied72.7%
Vacant25.4%
Price-to-income5.4x
Est. income to buy$94,000