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Medical Lake city, WA

ZIP 99022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99022

Median Home Value
$345,600
Median Rent
$699
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,220/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

41.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99022 in Medical Lake city, WA, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,220. That is roughly in line with the local median household income ($90,814). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
3.1%-94% vs US avg
x
Mortgage-Free
28.1%-27% vs US avg
x
$345,600
Home Value
$699
Rent
1981
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.8%
  • 1-unit attached2.4%
  • 2-9 units5.8%
  • 10+ units8.2%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$345,600
Median rent$699
Owner-occupied80.5%
Vacant2.8%
Price-to-income3.8x
Est. income to buy$95,000