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Albion town, WA

ZIP 99102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99102

Median Home Value
$170,800
Median Rent
$792
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,097/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99102 in Albion town, WA, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,097. That sits below the local median household income ($55,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.0%-31% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
5.4%-64% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.6%-83% vs US avg
x
Mortgage-Free
66.3%+74% vs US avg
x
$170,800
Home Value
$792
Rent
1972
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.7%
  • 1-unit attached2.5%
  • 2-9 units7.0%
  • 10+ units0.0%
  • Mobile home & other38.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$170,800
Median rent$792
Owner-occupied45.0%
Vacant12.8%
Price-to-income3.1x
Est. income to buy$47,000