ZIP Code 99163 — Pullman city, WA Demographics & Data

ZIP code 99163 covers Pullman, WA in Whitman County with a population of about 33,692.

At a glance, the area shows median age of 23.0 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Median household income in ZIP 99163 is about $46,401 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.3%; unemployment rate near 7.4%; 62.8% of adults with a bachelor’s degree or higher (about 29.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 9.4% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $412,700 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $930 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 33.7% (about 31.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99163 in Pullman, WA, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,651. That is about 146% above the local median household income ($46,401), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pullman city, WA as Very Low (composite score 39.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (68.3) and flood (58.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pullman city, WA show little to no average snow and around 20.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,810 for ZIP 99163 (Pullman city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.