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ZIP 99209
Housing & Real Estate

ZIP 99209 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99209

Median Home Value

$349,600

Median Rent

$1,088

Affordability Snapshot

$96,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,246/mo PITI).

16%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99209, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,246. That is roughly in line with the local median household income ($84,195). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

94.6%+45% vs US avg

Vacancy Rate

3.5%-66% vs US avg

Broadband Access

97.7%+12% vs US avg

4+ Bedrooms

16.8%+14% vs US avg

Built Pre-1939

17.4%+36% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

4.0%-92% vs US avg

Mortgage-Free

26.3%-31% vs US avg

$349,600

Home Value

$1,088

Rent

1955

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached96.7%
1-unit attached0.0%
2-9 units2.6%
10+ units0.0%
Mobile home & other0.7%

ZIP 99209 — Housing & Real Estate

Housing & Real Estate in ZIP Code 99209

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