ZIP Code 99216 — Spokane Valley city, WA Demographics & Data

ZIP code 99216 covers Spokane Valley, WA in Spokane County with a population of about 28,056.

At a glance, the area shows median age of 35.7 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Spokane Valley, WA sits in a university / college context (near carrington college-spokane (2.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 99216 is about $69,958 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 5.9%; 21.8% of adults with a bachelor’s degree or higher (about 11.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 11.8% of workers reporting work-from-home (about 3.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $336,700 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,211 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 45.6% (about 19.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99216 in Spokane Valley, WA, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,163. That is about 33% above the local median household income ($69,958), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Spokane Valley city, WA as Relatively Moderate (composite score 90.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.6) and flood (91.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Spokane Valley city, WA show little to no average snow and around 17.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,507 for ZIP 99216 (Spokane Valley city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.