What to know about ZIP 99228
ZIP code 99228 covers ZIP 99228 with a population of about 3,498.
At a glance, the area shows median age of 40.0 (near the U.S. median).
It sits in the SPOKANE media market.
,
ZIP Code 99228 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
3,498
Density
N/A
Median income
$85,303
+14% vs US avg
Home value
$302,400
-13% vs US avg
Median rent
$1,336
+15% vs US avg
Timezone
N/A
Overview of ZIP Code 99228
Income and economy in ZIP 99228
Median household income in ZIP 99228 is about $85,303 — about 14% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 4.6%; 24.2% of adults with a bachelor’s degree or higher (about 9.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 99228
Median home value is about $302,400 — about 13% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,336 (about 15% above the U.S. median rent ($1,163)), and owner-occupancy near 71.4% (about 6.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 99228, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,943. That is roughly in line with the local median household income ($85,303). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.