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Prescott city, WA

ZIP 99348 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99348

Median Home Value
$204,300
Median Rent
$754
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,312/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99348 in Prescott city, WA, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That sits below the local median household income ($76,431), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
30.4%-54% vs US avg
x
Vacancy Rate
16.4%+59% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
7.4%-85% vs US avg
x
Mortgage-Free
54.6%+43% vs US avg
x
$204,300
Home Value
$754
Rent
1977
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.2%
  • 1-unit attached2.9%
  • 2-9 units0.8%
  • 10+ units14.7%
  • Mobile home & other11.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,300
Median rent$754
Owner-occupied30.4%
Vacant16.4%
Price-to-income2.7x
Est. income to buy$56,000