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ZIP 99509
Housing & Real Estate

ZIP 99509 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99509

Median Home Value

$649,000

Median Rent

$1,483

Affordability Snapshot

$179,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,169/mo PITI).

11%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99509, a household would need roughly $179,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,169. That is roughly in line with the local median household income ($163,047). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

88.4%+35% vs US avg

Vacancy Rate

6.2%-40% vs US avg

Broadband Access

89.6%+3% vs US avg

4+ Bedrooms

26.7%+80% vs US avg

Built Pre-1939

0.8%-94% vs US avg

Built Post-2014

0.5%-92% vs US avg

Rent Burden >30%

41.8%-16% vs US avg

Mortgage-Free

27.9%-27% vs US avg

$649,000

Home Value

$1,483

Rent

1973

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached86.2%
1-unit attached5.1%
2-9 units7.1%
10+ units0.5%
Mobile home & other1.1%

ZIP 99509 — Housing & Real Estate

Housing & Real Estate in ZIP Code 99509

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