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Bear Creek CDP, AK

ZIP 99664 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99664

Median Home Value
$335,500
Median Rent
$1,068
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,155/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99664 in Bear Creek CDP, AK, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,155. That is roughly in line with the local median household income ($83,101). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.8%+4% vs US avg
x
Vacancy Rate
24.8%+141% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
46.7%+22% vs US avg
x
$335,500
Home Value
$1,068
Rent
1985
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached2.9%
  • 2-9 units10.2%
  • 10+ units5.5%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,500
Median rent$1,068
Owner-occupied67.8%
Vacant24.8%
Price-to-income4.0x
Est. income to buy$92,000