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Valdez city, AK

ZIP 99686 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 99686

Median Home Value
$310,900
Median Rent
$1,439
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,997/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 99686 in Valdez city, AK, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,997. That sits below the local median household income ($97,212), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.2%-3% vs US avg
x
Vacancy Rate
17.7%+72% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
7.6%-85% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$310,900
Home Value
$1,439
Rent
1980
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.6%
  • 1-unit attached2.5%
  • 2-9 units20.8%
  • 10+ units2.7%
  • Mobile home & other24.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$310,900
Median rent$1,439
Owner-occupied63.2%
Vacant17.7%
Price-to-income3.2x
Est. income to buy$86,000