ZIP Code 99768 — Ruby city, AK Demographics & Data

ZIP code 99768 covers Ruby, AK in Yukon-Koyukuk Census Area with a population of about 180.

At a glance, the area shows median age of 52.0 versus a U.S. median of about 38.9.

It sits in telephone area code 907; U.S. House district AK-00.

Ruby, AK fits a retirement-oriented profile (high share of residents 65+ (36.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 99768 is about $35,208 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.3%; unemployment rate near 0.0%; 3.2% of adults with a bachelor’s degree or higher (about 30.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Public administration, and Construction; about 6.8% of workers reporting work-from-home (about 8.4 points below the U.S. share (15.2%)); a mean commute of about 55.0 minutes (U.S. average near 26.8).

Median home value is about $72,900 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.7% (about 19.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99768 in Ruby, AK, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $468. That sits below the local median household income ($35,208), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

IRS migration statistics show a net inflow of about 7 for ZIP 99768 (Ruby city, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.