ZIP Code 99827 — Lutak CDP, AK Demographics & Data

ZIP code 99827 covers Lutak, AK in Haines Borough with a population of about 2,166.

At a glance, the area shows median age of 51.8 versus a U.S. median of about 38.9.

It sits in telephone area code 907; U.S. House district AK-00.

Median household income in ZIP 99827 is about $71,650 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 5.2%; 36.0% of adults with a bachelor’s degree or higher (about 2.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Food services; about 10.3% of workers reporting work-from-home (about 4.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $316,000 — about 9% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $778 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 75.4% (about 10.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99827 in Lutak, AK, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,030. That is about 21% above the local median household income ($71,650), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Lutak CDP, AK show little to no average snow and around 47.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 86 for ZIP 99827 (Lutak CDP, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.