Median home value is about $131,700 — about 62% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $285 (about 75% below the U.S. median rent ($1,163)), and owner-occupancy near 46.5% (about 18.9 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00636 in PR, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $846. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.