Median home value is about $100,600 — about 71% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $362 (about 69% below the U.S. median rent ($1,163)), and owner-occupancy near 67.2% (about 1.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00683 in San Germán zona urbana, PR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $646. That is about 54% above the local median household income ($18,231), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.