Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 00727 covers Caguas zona urbana, PR in Caguas Municipio with a population of about 53,412.
At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.
It sits in telephone area codes 787, 939; U.S. House district PR-98.
Caguas zona urbana, PR sits in a university / college context (near san juan bautista school of medicine (1.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.
Median household income in ZIP 00727 is about $33,403 — about 56% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 31.7%; unemployment rate near 7.3%; 40.0% of adults with a bachelor’s degree or higher (about 6.3 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 5.6% of workers reporting work-from-home (about 9.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $147,800 — about 58% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $595 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 71.2% (about 5.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00727 in Caguas zona urbana, PR, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $949. That is about 23% above the local median household income ($33,403), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
Climate normals for Caguas zona urbana, PR show little to no average snow and around 64.8 inches of annual precipitation.
Airport SJU (16.2 miles (26.0 km)) · San Juan Bautista School of Medicine (1.6 miles (2.5 km)) · San Juan National Historic Site (17.8 miles (28.6 km)) · VA: Ponce Vet Center (11.4 miles (18.3 km))
Full lists and map pins are in the Infrastructure section below.