ZIP Code 00971 — Guaynabo zona urbana, PR Demographics & Data

ZIP code 00971 covers Guaynabo zona urbana, PR in Guaynabo Municipio with a population of about 25,499.

At a glance, the area shows median age of 49.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 787, 939; U.S. House district PR-98.

Median household income in ZIP 00971 is about $32,098 — about 57% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 32.5%; unemployment rate near 8.1%; 32.3% of adults with a bachelor’s degree or higher (about 1.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $161,600 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $490 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 69.2% (about 3.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 00971 in Guaynabo zona urbana, PR, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,038. That is about 37% above the local median household income ($32,098), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Guaynabo zona urbana, PR show little to no average snow and around 75.9 inches of annual precipitation.